Beware of QR Code Frauds

As digital technology evolves, so do the tactics of cyber fraudsters. One rising threat is QR code scams, where seemingly innocent codes can lead to significant financial and data losses. Before you scan any QR code, it's crucial to understand the potential risks and take necessary precautions to protect yourself from being defrauded.

About QR Codes

A QR code, or Quick Response code, is a type of two-dimensional barcode that contains information about the item to which it is attached. Users can scan QR codes with a smartphone camera equipped with the correct reader application to display text, contact information, connect to a wireless network, open a web page, or make payments. While they offer convenience, they also present opportunities for cybercriminals to exploit unsuspecting users.

Misuse of QR Codes by Fraudsters

Cybercriminals use various tactics to exploit QR codes, aiming to steal sensitive information, money, or both. Here are some common scams to watch out for:

QR Code Phishing Fraudsters send fake emails, flyers, messages, or advertisements with fraudulent QR codes that lead to pages designed to capture personal information.

Social Engineering Scams Scammers use crafty stories to trick users into scanning fraudulent QR codes. Examples include:

• Claiming to be a stranger in need, asking you to scan a QR code for a promised repayment.
• Pretending to send money for a purchase, only to drain your account.
• Posting fake service numbers on Google, leading you to scan a QR code that captures your bank details.

QR Code Viruses Some QR codes redirect users to webpages containing viruses or malware, which can compromise sensitive data.

QR Payment Fraud Fraudsters may tamper with legitimate QR codes or place fake codes in high-traffic payment locations like petrol stations. Covering up real QR codes with fraudulent ones is another common tactic.

Dangers

• Financial Loss: Money can be stolen directly from your bank account.
• Malware Attack: Devices can be infected with malicious software.
• Data Loss: Sensitive personal information can be compromised.

Modus Operandi

Case 1: Fake Customer Service A user finds a contact number on Google to order a cake for Mother’s Day. The call connects to a fraudster, who sends a QR code for payment. The user scans the code and loses money to the scammer.

Case 2: Fake Buyers Fraudsters pose as buyers for goods listed online. They send a QR code via WhatsApp or email, asking the seller to scan it for a payment. When the user scans the code and proceeds with the payment, they end up losing money from their account.

Preventive Safety Measures

1. Verify Before Scanning: Do not scan QR codes you do not trust or are unsure about.
2. Contact Companies Directly: Confirm messages or posts from companies before scanning QR codes.
3. Understand QR Code Use: Remember, QR codes are for paying money, not receiving it.
4. Use Antivirus Software: Install good antivirus software on your devices to protect against malware.
5. Say No to Strangers: Don’t hesitate to refuse help if a stranger asks you to scan a QR code.
6. Check for Suspicious Codes: Manually verify any QR code that looks suspicious before scanning.
7. Avoid Random Numbers: Don’t use contact details from emails, messages, or flyers. Always get contact numbers from official websites.
8. Be Cautious with Google Searches: Avoid using contact numbers found through random Google searches for services like gas booking, restaurants, banks, or customer care. Always use official websites for contact information.

Final Thoughts

QR codes are a convenient tool, but they can be exploited by cybercriminals. Stay vigilant and follow these safety measures to protect yourself from QR code fraud.